Asset Preservation

If your eventual goal is leaving a legacy.  Preserving assets will likely be a priority.  The key to protecting assets is managing risk.  We often think of risk only in terms investment. However, other elements of risk can impact your assets.


Market Risk

Market risk is the most obvious risk we may face.  Markets can experience volatility which could impact your savings.  The goal is to preserve a certain percentage of your savings to create a safety net.  If you want to learn more about how fixed annuities might benefit your portfolio, contact us today for a no-cost or obligation consultation.


Inflation Risk

A fact of life is the cost of goods and services will, over time, increase.  Inflation erodes your buying power.  As inflation rises, your dollars buy less and less.  There are several ways to help protect your savings from inflation erosion.  If you have not taken this risk into account, contact us to schedule a no-cost or obligation consultation today.


Interest Rate Risk

Interest rates rise and fall.  If you own certificates of deposit, you have likely experienced lower renewal rates.  As a rule, the safer the investment, the lower rate of return.  If you are concerned about low CD renewal rates, contact us for a no-cost or obligation consultation today.


Health Risk

About 70% of people age 65+ will need some type of long-term care services during their lifetime.

(Source: U.S. Department of Health and Human Services) Given the risk, it makes financial sense to plan for the possible expense.


The cost of care in a skilled nursing facility can exceed $60,000 a year.  A three-year stay would take a $180,000 bite out of your legacy.

The question is, how will you pay for the costs?  What impact will long-term care have on your legacy?  If you have not discussed the various solutions available to address long-term care, contact us today to schedule a no-cost or obligation consultation.


If asset preservation is your goal, doesn’t it make sense to have a conversation with a financial professional who can work with you and other advisors to create an overall financial strategy?




Neither Integrated Planning Solutions nor its representatives offer legal or tax advice. The information contained on this page is for informational purposes only and should not be relied upon for tax or legal advice. Consult with your legal or tax adviser regarding your individual situation before making any tax or legal related decisions.


Copyright 2016, Integrated Planning Solutions

P.O. Box 1253, Logansport, IN 46947